Pleiotrope makes a number of very relevant comments. Here are some of my observations to go with his-
- attaching the mount to a tripod requires using a 3mm allen wrench for the mounting bolts. I bought a 3mm t-handle ball allen wrench for that purpose- having the handle, a 9 inch shaft and the ball head makes it really easy to screw the bolts in and out in any weather
- DEC balance is important as it uses a wormscrew in DEC instead of a SWG (like the Zwo mounts), so it does require a bit more work to set up
- the saddle did bind under a heavy load- it turned out there is a screw on the back of the bottom of the dovetail that serves to prevent >180 rotation- this protects the internal wiring connections (DC and USB) from being twisted. However, when a heavy weight is in the dovetail this screw makes contact with the mount in certain positions. iOptron sent me a replacement that didn't protrude as much, and that fixed the issue (I had forgotten about that)
- with both iOptron mounts, I also use 05-1.0 sec guiding exposure with high aggression levels in both RA and DEC to get between 0.4-0.6" . Typically use 85% for RA and 90% for DEC
I've had a number of iOptron mounts over the years (GEM28, GEM45, HEM27 and HEM44) and I like them because they are reliable, even if a bit finicky now and then. In fact, I think all astro gear is made to some unknown standard that requires oddities/awkardness to be incorporated !
That's very insightful comment. Thank you very much. I have pulled the trigger and hopefully next week, HEM27 will arrive. I think it should be fine for me as am aware of Ioptron eco-system, if one can call it that. As compared to AM5, HEM owners are a quieter bunch.

I think both comments here just summarised all the 'reviews' or user reports out there in the internet.
Initially, I was going to purchase a second hand AM5 but due to some issues have opted a new HEM27. It seems both mounts are more or less the same. Balancing Dec does not bother me, albeit it's slightly more work. My primary motive was to have a room to upgrade the telescope and increase the mobility which SW mounts provide. I hope experience with HEM is significantly better than GEM (which has been very good too). Just a hypothetical question - would you mount a 9.25" SCT or a 8" f/4 newt size-ish scope for AP on the mount? Not that I'm planning to mount these scopes, just trying to imagine the outer limits of payload capacity of the mount.